After a collision occurs, insurance companies become an inevitable party in the process. After all, insurance companies are the ones to cover the costs associated with property damage, medical expenses, lost income, and more.
Insurance adjusters will reach out to all parties involved for recorded statements. While this may seem like a harmless part of the process, it’s vital to recognize the true purpose of recorded statements. Providing a recorded statement alone can be detrimental to your car accident claim.
You Don’t Have to Provide a Recorded Statement Without a Lawyer
Insurance adjusters often hope you will provide a statement without any questions asked whenever they try to contact you. However, this can be a big mistake. You have the right to refuse a recorded statement if you don’t have legal representation.
When insurance adjusters contact you for a recorded statement, you can direct them to speak with your lawyer to help protect your rights to the fullest. A lawyer prevents the insurance adjuster from using your words against you.
In the event you experience an uninsured motorist accident or have a claim involving med pay or property damage, you may be obligated to provide your own insurance company with a recorded statement. However, you are not obligated to provide a third-party liability insurer a recorded statement, and you should never do so without having the advice of legal counsel.
Insurance Adjusters Look for Any Statements to Use Against You
When you discuss your case with an insurance adjuster, they may try to use what you say against you. Insurance adjusters are looking for any contradictory statements you may make that help them deny or minimize your claim. For instance, if you say you think something happened, insurance adjusters may claim your recollection of the accident is inaccurate.
Having a lawyer by your side allows you to focus on your recovery instead of dealing with insurance adjusters who only protect the insurance company’s profits. Make sure you have someone on your side who knows these tactics and will fight for your rights.
At Parker Alexander, we will help you work with insurance companies when it matters most. Our Monroe car accident lawyers are concerned with your best interests, and we’ll fight to obtain maximum compensation on your behalf.