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Credit Scores, Insurance Profits, and Hurricane Preparedness

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This issue of You & the Law looks at three ways insurance affects your wallet and safety. First, it explains how credit scores can drive up homeowners' insurance premiums — even though a low credit score has nothing to do with hurricane risk — and breaks down the significant "credit penalty" many Louisiana homeowners pay. Second, it reveals how insurance companies actually make much of their profit: not from premiums alone, but by investing that money before claims are paid out. Finally, with hurricane season underway, it offers a practical checklist to help you and your family prepare, from building an emergency kit to creating an evacuation plan. Read the full newsletter here for all the details.


At Parker Alexander, we know firsthand how insurance companies operate, and we put that knowledge to work for injury victims. If you've been hurt in an accident and are dealing with an insurance company that's delaying or undervaluing your claim, our team is here to fight for the compensation you deserve. Call us today at (318) 625-6262.

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